Terms of Service

AvanzoLog is a personal finance tracking application with a zero-knowledge architecture: your financial data is encrypted in your browser and stored only in your personal Google Drive. AvanzoLog provides tools for tracking and visualisation and does notprovide financial, tax, or investment advice.

Access is members-only. You sign in with Google, and access is granted only after a valid purchase associated with your email. You are responsible for maintaining the security of the Google account you use to sign in.

AvanzoLog offers the following plans:

• Lifetime Access — a one-time payment of ₹4,999 (India) or $60 USD (international) for ongoing access to the app and future updates.
• Yearly Subscription — ₹1,499 / year (India), billed automatically via a Razorpay auto-debit mandate (UPI / card). It renews each year until you cancel.

All payments are processed securely by Razorpay. Prices are inclusive of applicable taxes unless stated otherwise.

The Yearly Subscription renews automatically at the end of each term using the mandate you authorise at checkout. You may cancel at any time; cancellation stops future renewals, and access continues until the end of the current paid period. Lifetime Access does not renew and is not a subscription.

Because AvanzoLog grants immediate access to a digital product, payments are generally non-refundable. If you believe you were charged in error, contact support@avanzolog.com and we will review your case in good faith.

Your financial data is stored in your Google Drive as avanzolog_vault.bin. You are responsible for that file. Do not delete, move, or share it — if it is deleted, your history cannot be recovered by us, as we never hold a copy. The file is encrypted specifically for your email and will not work for anyone else.

You agree not to misuse the Service, attempt to breach its security, reverse engineer it, or use it for unlawful purposes.

The AvanzoLog application, branding, and content (excluding your data) are owned by AvanzoLog and protected by applicable laws.

The Service is provided "as is" without warranties of any kind. AvanzoLog does not provide financial advice, and you are solely responsible for decisions made using the app. To the maximum extent permitted by law, AvanzoLog shall not be liable for any indirect or consequential damages, or for any loss of data stored in your Google Drive.

We may suspend or terminate access for violations of these Terms. You may stop using the Service at any time.

These Terms are governed by the laws of India, without regard to conflict-of-law principles.

We may update these Terms; changes are reflected by the "Last updated" date above. Questions? Email support@avanzolog.com.